5But to the one who does not work [that is, the one who does not try to earn his salvation by doing good], but believes and completely trusts in Him who justifies the ungodly, his faith is credited to him as righteousness (right standing with God).
5But things are different with God. He makes ungodly people right with himself. If people trust in him, their faith is accepted even though they do not work. Their faith makes them right with God.
5But someone who believes in God does not work to cause God to accept him. God accepts that person because of their faith. God says that people who have turned away from him are right with him, if they now trust him. That is God's gift to them.